Untitled Document

FTC Disclosure Requirements

We provide links to vendors and products for compensation,For the ftc rule we no longer claim or write reviews of any site other than providing links to products we make a commission on.we are being compensated by any of the 700 vendors we use on our sites.buying thru our link doesn't cost you any extra but helps us pay our bills.. Its up to you to make that final decision whether to buy or not.

LEGAL NOTE: Every effort has been made to accurately represent our product and its potential. Please remember that each individual’s success depends on his or her background, dedication, desire, and motivation. As with any business endeavor, there is no absolute guarantee that you will earn any money.
ANY CLAIMS MADE OF ACTUAL EARNINGS OR EXAMPLES OF ACTUAL RESULTS CAN BE VERIFIED UPON REQUEST. YOUR LEVEL OF SUCCESS IN ATTAINING THE RESULTS CLAIMED IN OUR MATERIALS DEPENDS ON THE TIME YOU DEVOTE TO THE PROGRAM, IDEAS AND TECHNIQUES MENTIONED, YOUR FINANCES, KNOWLEDGE AND VARIOUS SKILLS. SINCE THESE FACTORS DIFFER ACCORDING TO INDIVIDUALS, WE CANNOT GUARANTEE YOUR SUCCESS OR INCOME LEVEL. NOR ARE WE RESPONSIBLE FOR ANY OF YOUR ACTIONS.

MATERIALS IN OUR PRODUCT AND OUR WEBSITE MAY CONTAIN INFORMATION THAT INCLUDES OR IS BASED UPON FORWARD-LOOKING STATEMENTS WITHIN THE MEANING OF THE SECURITIES LITIGATION REFORM ACT OF 1995. FORWARD-LOOKING STATEMENTS GIVE OUR EXPECTATIONS OR FORECASTS OF FUTURE EVENTS. YOU CAN IDENTIFY THESE STATEMENTS BY THE FACT THAT THEY DO NOT RELATE STRICTLY TO HISTORICAL OR CURRENT FACTS. THEY USE WORDS SUCH AS “ANTICIPATE,” “ESTIMATE,” “EXPECT,” “PROJECT,” “INTEND,” “PLAN,” “BELIEVE,” AND OTHER WORDS AND TERMS OF SIMILAR MEANING IN CONNECTION WITH A DESCRIPTION OF POTENTIAL EARNINGS OR FINANCIAL PERFORMANCE.

ANY AND ALL FORWARD LOOKING STATEMENTS HERE OR ON ANY OF OUR SALES MATERIAL ARE INTENDED TO EXPRESS OUR OPINION OF EARNINGS POTENTIAL. MANY FACTORS WILL BE IMPORTANT IN DETERMINING YOUR ACTUAL RESULTS AND NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE RESULTS SIMILAR TO OURS OR ANYBODY ELSES, IN FACT NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE ANY RESULTS FROM OURS IDEAS AND TECHNIQUES IN OUR MATERIAL.

In accordance with FTC guidelines, Every effort has been made to accurately represent our product and it's potential.
Some graphics on our web sites are Copyright (C) All such pictures are provided for viewing purposes only and are not to be saved or downloaded.
Except where indicated otherwise all copyright and other rights that subsist in the home page and in the sub-domain pages of this website ("the Site") are owned by SJ Publishing. For additional contact information, please see our main company web site, www.sjbpub.com
nichebusiness@yahoo.com
TERMS of Use of WebSite

All we ask is that you agree to abide by the following Terms and Conditions. Take a few minutes to look them over because by using our site you automatically agree to them. Naturally, if you don’t agree, please do not use the site.
If you do not agree with these Terms of Use, your only recourse is to immediately cease using this site.

Google, as a third party vendor, uses cookies to serve ads on your site.
Google's use of the DART cookie enables it to serve ads to your users based on their visit to our sites and other sites on the Internet.
Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

We use third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, click here.

We have taken every effort to design our Web site to be useful, informative, helpful, honest and fun. Hopefully we’ve accomplished that — and would ask that you let us know if you’d like to see improvements or changes that would make it even easier for you to find the information you need and want.

All we ask is that you agree to abide by the following Terms and Conditions. Take a few minutes to look them over because by using our site you automatically agree to them. Naturally, if you don’t agree, please do not use the site. We reserve the right to make any modifications that we deem necessary at any time

All use of the Site (including all pages of this entire website, or e-mail newsletter, or software and associated documentation, or electronic book ("e-book"), etc.) is subject to the following terms and conditions of use:

1. You may browse, download, view, print, copy onto the hard disk of your computer and use all material (other than downloadable software or other items, the use of which may be regulated under separate or additional terms) from the Site as an information resource in good faith only. Any other type of use, including (without limitation) any commercial reutilisation of the contents of the Site, requires the prior written agreement of SJ Publishing.

2. Your use of certain pages within the Site may be subject to further terms as indicated on the pages in question. If you make any use of those pages subject to additional terms you will be deemed to have accepted those additional terms.

3. users must appreciate that the information contained on the Site might be restricted by local laws. Information, content and links, including advertising, may be subject to local laws at the point of use.

4. You will not use the Site:
(i) for the posting, uploading, emailing or other transmission of any material, the publication, dissemination, use or possession of which infringes the rights of any person or which is unlawful in any other respect;

(ii) in any way which is abusive, defamatory or obscene or which will harass, distress or inconvenience any person or which might restrict or inhibit the use and enjoyment of the Site by any person;

(iii) for the posting, uploading, emailing or other transmission of any unsolicited or unauthorised advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation or commercial exploitation;

(iv) for the posting, uploading, emailing or other transmission of any material that contains software viruses or any other computer code, files or programs designed to interrupt, restrict, destroy, limit the functionality of or compromise the integrity of any computer software or hardware or telecommunications equipment;

(v) to create a database (electronic or otherwise) that includes material downloaded or otherwise obtained from the Site;

(vi) to transmit or re-circulate any material obtained from the Site to any third party except for the non-commercial purpose of informing third parties on the contents of the Site in good faith only;

(vii) in such a way so as to remove the copyright or trade mark notice(s) from any copies of any material made in accordance with these terms; or

(viii) in any way that might bring SJ Publishing or any employee or director of the Company into disrepute.
5. Whilst effort has been taken to ensure the accuracy of the information provided (including third party information) on or in the Site by the Company, its employees and agents, the contents of the Site and third party products and services are naturally subject to change from time to time and the Company cannot guarantee the accuracy or completeness of the information. Any slights to people or organizations are wholly unintentional. You are responsible for checking the accuracy of relevant facts and opinions given on the Site before entering into any commitment based upon them.

(i) This publication may include advertising or items that might be considered to be advertising, either for the company or for third parties. As it is not practical to label each fragment of text or hyperlink etc., with a detailed explanation: users are advised that all material in this publication may be, or may be considered to be, advertisement.

(ii) Some information or other content that may appear within the publication may include content or data or other items, posted by or provided by or controlled by, visitors to our various web sites ("users") or advertisers or other third parties without SJ Publishing necessarily being aware of, or monitoring, or reviewing, every such item. Such items may include, but are not limited to: banners or other advertisements, other forms of advertising materials, text elements, images or other graphics elements, hyperlinks, data-feeds/contents-feeds used in generating our search or products results, article-feeds, news-feeds, message/discussion board or guest book contents, various forms of pages where a visitor may leave text and/or hyperlink and/or other content, items submitted to search results pages, etc. Any claims or opinions or statements, etc. made in such items are solely the claims or opinions or statements, etc. of the relevant user or other third party. SJ Publishing is not able to, and does not, vet or monitor or review every such item, nor to do so in real-time. SJ Publishing does not necessarily agree with or verify or endorse any claims or opinions or statements, etc. made in any such item. If we are alerted to any material that may be offensive, illegal, libellous, slanderous, harassing, hateful, violates any copyright or trademark or service mark, deceptive or misleading, unethical, or otherwise inappropriate, etc.: We will remove it as soon as possible,just let us know. We also reserve the right to remove any materials as we see fit. SJ Publishing reserves the right to disclose to appropriate authorities, whatever information it might have about the relevant user or advertiser or other third party should this be necessary for any reason, in the Company's sole judgement.

(iii) All mentions of, suggestions of, ideas for, etc., to make money or how to make money (or achieve other results such as increasing web site traffic), whether express or implied, are strictly based on the authors' opinions of what is believed to be possible, with appropriate facilities, funding, management, and expertise in sales, marketing, writing, general business skills, technical skills, and any other necessary skills not listed. We do not guarantee that any person or business will make a profit as a result of using the information in this publication, or any of the products or services or information that we might provide or link to. As with any business, it is up to the individual owner of said business to ensure the success of the business. You may make more or less than any sample figures or results that might be quoted on our web sites or other publications. All business involves risk, and many businesses do not succeed. Further, SJ Publishing does NOT represent that any particular individual or business is typical, or that any results or experiences achieved by any particular individual/business is necessarily typical. Individuals/Businesses that may quoted or referenced in our publications, may have advantages over typical individuals/businesses including, but not limited to: exceptional business acumen, talent, skills, experience, motivation, luck or foresight, etc. It is strongly recommended that readers get professional advice, and contact any and all international, national, federal, state and local agencies which may regulate, tax or otherwise control the commencement of a business.
6. The business activities conducted on the Site and any other websites are carried out by directors and employees in their capacity as a directors and employees of the Company and not in any personal capacity.

7. The Company cannot guarantee that your use of the Site will be free from error and/or uninterrupted. SJ Publishing, its directors, its employees and its representatives exclude, in so far as it is legally possible, all liability and responsibility for any damages (other than liability for death or physical injury arising out of the negligence of the Company or its officers) including, but not limited to, indirect or consequential damages, damages for loss of opportunity or chance, or any damages whatsoever arising from use or loss of use, data, or profits, whether in action of contract, negligence or other tortuous action, arising out of, or in connection with, any information on the Site or any other Internet sites or the use thereof.

8. On some of the pages of the Site you will be informed of the opportunity of entering into agreements with third parties. The Company is not liable in relation to, and takes no responsibility for, any contract entered into by you with any third party.

9. Where information (including sensitive financial or personal information) is provided to the Company directly through the Site or by email you accept that these methods of communication cannot be 100% secure. The Company cannot accept any responsibility or liability for any damages (other than liability for death or physical injury arising out of the negligence of the company or its officers) arising from the misuse or loss of data or information submitted by you to the Company directly through the Site or by email.

10. Some of the pages on the Site include links to external websites. These links are included to give you the opportunity to access other pages that it is felt may be of interest or assistance to you. The Company is not responsible for the goods or services available on, or any content of, any of these Internet sites. The Company does not endorse the views of any third party websites and advise you to exercise your own discretion in accepting the advice, goods or services available from these third parties and seek appropriate legal and professional advice if necessary.

Links to Other Site

We sometimes provide referrals to and links to other World Wide Web sites from our site. Such a link should not be seen as an endorsement, approval or agreement with any information or resources offered at sites you can access through our site.

Google, as a third party vendor, uses cookies to serve ads on your site.
Google's use of the DART cookie enables it to serve ads to our users based on their visit to our sites and other sites on the Internet.
Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

11. Whilst every effort has been taken to ensure that the Site are free from viruses, the Company gives no warranties they will always be free from viruses and you are responsible for ensuring that you have installed adequate and up-to-date virus-checking software. The Company excludes, in so far as it is legally possible, all liability and responsibility (other than liability for death or physical injury arising out of the negligence of the Company or its officers) for any viruses or any other computer code, files or programs designed to interrupt, restrict, destroy, limit the functionality of or compromise the integrity of any computer software or hardware or telecommunications equipment or other material transmitted with or as part of the Site.

12. The names, images and logos identifying the Company or third parties and their products and services, are the proprietary marks of the Company, and/or may be the proprietary marks of third parties. Any Trademarks or Servicemarks mentioned are acknowledged and properties of their respective owners. Any unauthorised use made of these marks may be an infringement of rights in those marks and the Company reserves all rights to enforce such rights that it might have.

13. These terms may be varied from time to time. Please ensure that you review these terms and conditions regularly as you will be deemed to have accepted a variation if you continue to use the Site after any variation has been posted.

14.1 SJ Publishing will process your personal data in accordance with all relevant data protection legislation. The following terms shall apply in relation to data protection:

(i) You hereby agree that the information that you submit via the Site and any other information sent to SJ Publishing by you or otherwise obtained by SJ Publishing about you ("the Personal Data") may be processed by SJ Publishing for the purposes of:
fulfilling orders or otherwise carrying out functions that you have requested be carried out;
processing your payments, credit reference checking and fraud detection;
providing you with information by email or other means;
statistical analysis and conducting market research surveys;
assessing and evaluating the use that is being made of the Site;

and information and databank compilation and administration.

(ii) The processing of the personal data may involve the SJ Publishing disclosing your details to other third parties. If you do not wish your Personal Data to be disclosed in this manner, please make this clear by sending an appropriately worded message to the company by sending email to nichebusiness@yahoo.com

However, please note that unless the Company is permitted to use your personal data in the manner detailed above, it might not be possible for the Company to provide the services requested of it by you.
14.2 If you have chosen to subscribe to one of our email newsletters or other email services: from time to time the Company may also notify you of other goods and/or services offered by the Company or others.

15. If any of these terms and conditions should be determined to be illegal, invalid or otherwise unenforceable, they shall be severed and deleted from the terms and conditions and the remaining terms and conditions shall survive, remain in full force and effect and continue to be binding and enforceable.

16. SJ Publishing reserves the right to refuse the business of, or access to any of its web sites, from any person or entity, and without incurring any liability for any such refusal.

17. If you do not agree with these Terms of Use, your only recourse is to immediately cease using this publication.

18. These terms and conditions shall be governed by and construed in accordance with the laws of United States. . You agree that any legal action against SJ Publishing(or its directors, officers, or employees) relating to this publication or this agreement will be brought in the courts US, however the Company reserves right to pursue breach of these terms in any jurisdiction.

If you do not agree with these Terms of Use, your only recourse is to immediately cease using this site.

SJ Publishing and its related sites WILL NOT BE LIABLE FOR ANY DAMAGES OR INJURY THAT ACCOMPANY OR RESULT FROM YOUR USE OF ANY OF ITS SITE.

THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY:

USE OF (OR INABILITY TO USE) THE SITE
USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM OUR SITE
FAILURE OF OUR SITE TO PERFORM IN THE MANNER YOU EXPECTED OR DESIRED
ERROR ON OUR SITE
OMISSION ON OUR SITE
INTERRUPTION OF AVAILABILITY OF OUR SITE
DEFECT ON OUR SITE
DELAY IN OPERATION OR TRANSMISSION OF OUR SITE
COMPUTER VIRUS OR LINE FAILURE
PLEASE NOTE THAT WE ARE NOT LIABLE FOR ANY DAMAGES, INCLUDING:
DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY
DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY (KNOWN IN LEGAL TERMS AS "CONSEQUENTIAL DAMAGES.")
OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY (KNOWN IN LEGAL TERMS AS "INCIDENTIAL DAMAGES.")
WE ARE NOT LIABLE EVEN IF WE’VE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR BOTH.

EXCEPTION: CERTAIN STATE LAWS MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR THESE "INCIDENTAL" OR "CONSEQUENTIAL" DAMAGES. IF YOU LIVE IN ONE OF THOSE STATES, THE ABOVE LIMITATION OBVIOUSLY WOULD NOT APPLY WHICH WOULD MEAN THAT YOU MIGHT HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES.

HOWEVER, IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES, AND CLAIMS OF ANY AND EVERY KIND (WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, OR CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT, OR THEY’RE CLAIMED UNDER ANY OTHER LEGAL THEORY) WILL NOT BE GREATER THAN THE AMOUNT YOU PAID IF ANYTHING TO ACCESS OUR SITE.

If you use our site from locations outside of the United States, you are responsible for compliance with any applicable local laws

If you do not agree with these Terms of Use, your only recourse is to immediately cease using this site.